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Stop Wage Garnishment In Oregon

How Can I Stop Wage Garnishment in Oregon?

March 22, 2021

When faced with financial difficulties, the last thing you need to worry about is to have creditors garnish your bank account or paycheck. You may feel like your privacy is being violated in a garnishment. Without a doubt, it is scary to go through a garnishment because it can cause serious financial hardship when you…

Government Debt Wiped Out In Bankruptcy

Can Government Debt Be Wiped Out in Bankruptcy?

March 22, 2021

Many people take government loans to start a business, or pay for their education, etc. However, when things don’t work out, they may find themselves on the hook for their federal loan. Luckily, if the circumstances are right, then you can discharge (eliminate) your obligation to repay government debt. Nonetheless, not all government debt will…

Right Time For Filling Bankruptcy

What is the Right Timing for Filing My Bankruptcy Petition?

March 20, 2021

Bankruptcy filings in the U.S. have been dropping despite the coronavirus pandemic. There is an expectation that bankruptcy filings will increase substantially in the near future, however. But how do you know if you are on your way to bankruptcy? Look at these warning signs: Lack of emergency fund Using credit cards Not using a…

Statute Of Limitations On Debt Collection In Oregon

What Is the Statute of Limitations On Debt Collection in Oregon?

March 17, 2021

When debts remain unpaid for a long time, the law allows creditors to sue you so that they can obtain a judgment and recover their money. Through such a judgment, creditors may be able to collect money from you involuntarily through wage garnishments or property and bank account seizures. But bad debt doesn’t hang over…

Why Bankruptcy Isn’t as Scary as It Sounds

December 17, 2020

Many people today are going through more profound financial strain than ever before. This has become challenging, which could make it impossible for you to meet all of your financial obligations. The term Bankruptcy is a scary word for most people. It is automatically associated with business closures, financial problems, and tarnished credit. At Butcher Law Office,…

What’s Life Like After Bankruptcy?

December 17, 2020

If you are reading this, chances are you have received your Chapter 7 discharge, or you recently finished paying your Chapter 13 plan. If this is the case, congratulations! You now have an opportunity to move forward with a fresh start. While bankruptcy gives you financial relief, you may have some questions about your life…


Can I Pay Back Family Before I File Bankruptcy?

December 17, 2020

During difficult financial times, you turn to family and friends for help. They lend you money when banks couldn’t, regardless of your credit score. But when your debts pile up, can you pay back your family any money owed to them before filing for bankruptcy? A quick answer is “no.” You should avoid paying relatives and…

Large Corporate Chains Filing for Unprecedented Number of Bankruptcies

June 1, 2020

The United States government issued trillions in loans to businesses during the coronavirus. But this hasn’t prevented them from failing to make their bills. Now millions of dollars in debt, these same companies are filing for corporate bankruptcies, typically Chapter 11. An estimated $1.22 trillion has been absorbed over the course of just five months.…

Are You Headed Toward Bankruptcy? Don’t Touch Your Retirement Savings & Other Considerations!

May 22, 2020

If you, like so many Americans right now, are struggling with job loss or other financial stressors, you may be considering the prospect of bankruptcy. While bankruptcy may be an option of last resort, many Americans think that they can avoid bankruptcy by cannibalizing their retirement accounts or making other moves that simply forestall the…

Unemployment Rate Skyrockets to 36 Million as Economic Uncertainty Looms

May 18, 2020

As the coronavirus continues to take more American lives and livelihoods, the number of Americans seeking unemployment benefits has skyrocketed to 36 million. Yet those seeking unemployment are finding it difficult to file claims or even get through to a human representative. Meanwhile, states appear to be running out of money to fund unemployment claims…


The information you obtain at this site is not, nor is it intended to be, legal advice. You should consult an attorney for advice regarding your individual situation. Contacting us does not create an attorney-client relationship.


I am a debt relief agency. I help people file for bankruptcy relief under the Bankruptcy Code.

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