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Debt Collector Harassment

Debt Collector Harassment

March 5, 2020

Debt Collector Harassment Collections strategies come in two different forms. Those are debt collection agencies and debt collection attorneys. Of the two, debt collection attorneys are the more dangerous, which is why debt collection agencies sometimes have attorneys on-hand who can file lawsuits. Most of them, however, don’t. They are left with only two tricks…

Vehicle Repossession

Vehicle Repossession

March 5, 2020

Vehicle Repossession Laws Oregon, like all states, has specific laws regarding the repossession of vehicles after car loans have gone into default. Often, lenders can repossess the vehicle as soon as you miss one payment. This is especially true of those who lend to individuals with poor credit (Buy Here, Pay Here dealerships). If you’re…

Bankruptcy Attorney

Bankruptcy Lawyer in Lane County Helping to Eliminate Second Mortgages

March 4, 2020

Second mortgages, often in the form of a Home Equity Line of Credit (or HELOC) is an effective tool to use the equity in your house to make home improvements or pay for other expenses. However, if you find yourself in financial distress, the extra mortgage payment may take a serious toll on your budget.…

Bankruptcy Attorney

Top Reasons Why People File for Bankruptcy

February 29, 2020

No one wants to file for bankruptcy. But many Americans did file last year and many more will file this year. The question then becomes: What drives them into a situation where they need to wipe their financial slate clean? What happened along the way that made bankruptcy the best option available? There are three…

Bankruptcy Attorney

Mistakes to Avoid Before You File for Bankruptcy

February 29, 2020

Bankruptcy judges are not very kind to those who attempt to defraud the bankruptcy process. Even innocent-seeming transactions can cause a bankruptcy judge or the trustee to look askance at your filing. To avoid even the appearance that you are trying to pull one over on them, you should avoid making any of the following…

Bankruptcy Attorney

I’m Being Sued by a Creditor! What Should I Do?

February 29, 2020

Most people file for bankruptcy once they learn that a creditor has either initiated a lawsuit against them or made their intent to sue known. The lawsuit cannot move forward, however, until you are actually served with papers. If the debt is small enough to be handled in small claims court, then you can be…

Springfield Bankruptcy

How to Get a Mortgage After Filing Bankruptcy

February 29, 2020

Most folks think that if they file for bankruptcy, they’ll never be able to get credit again. They have dreams of buying a house, so they wait and wait while interest accumulates on their accounts. They struggle to repay the money they owe until eventually, they have no choice but to file for bankruptcy. With…

choosing a Bankrutpcy Attorney

How to Choose a Bankruptcy Attorney

February 29, 2020

So your finances are getting away from you? You’re not alone. Every year millions of Americans file for bankruptcy. They lose their jobs, they incur unforeseen medical expenses, or they keep trying to pay but it never seems like their balance goes down. Then their creditors start filing lawsuits against them. They go online and…

Bankruptcy Attorney

Chapter 13 Bankruptcy Versus Chapter 7

February 29, 2020

Bankruptcy Individuals have two main options for bankruptcy: Chapter 7 and Chapter 13. These are vastly different in the way that they manage your debts. They also have different credit penalties and are well-suited to handling specific types of debt. In this article, we’ll take a look at some of the main differences between Chapter…

Bankruptcy Attorney

Can a Bankruptcy Stop My Foreclosure?

February 29, 2020

Those who are facing foreclosure often consider the possibility of bankruptcy. Of course, when most people think of bankruptcy, they think of Chapter 7. They wrongly assume that their debts will be wiped out with a penalty on their credit report. While this does describe Chapter 7, there is another type of bankruptcy, Chapter 13,…

DISCLOSURE*

The information you obtain at this site is not, nor is it intended to be, legal advice. You should consult an attorney for advice regarding your individual situation. Contacting us does not create an attorney-client relationship.

 

I am debt relief agency. I help people file for bankruptcy relief under the Bankruptcy Code.