We Are Open During the Covid-19 Crisis

Posts by tbutcher

Large Corporate Chains Filing for Unprecedented Number of Bankruptcies

The United States government issued trillions in loans to businesses during the coronavirus. But this hasn’t prevented them from failing to make their bills. Now millions of dollars in debt, these same companies are filing for corporate bankruptcies, typically Chapter 11. An estimated $1.22 trillion has been absorbed over the course of just five months.…

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Unemployment Rate Skyrockets to 36 Million as Economic Uncertainty Looms

As the coronavirus continues to take more American lives and livelihoods, the number of Americans seeking unemployment benefits has skyrocketed to 36 million. Yet those seeking unemployment are finding it difficult to file claims or even get through to a human representative. Meanwhile, states appear to be running out of money to fund unemployment claims…

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Can I Keep My Car in Bankruptcy?

One of the major concerns for people considering bankruptcy is how the bankruptcy will affect their car — not only the car loan but the car as a potential asset. In this article, we’ll discuss the interplay of cars and bankruptcy. Can I Keep My Car in Chapter 7? The short answer is usually “Yes!”.…

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Will Mortgage Forbearance Save Your Home From Bankruptcy?

Mortgage and rent forbearance were woven into the text of the Coronavirus Aid, Relief, and Economic Security Act, which was cobbled together quickly and we’re all still trying to figure out what it means, how it will be paid for, and what other measures are necessary to protect our economy from the shutdown. Meanwhile, many…

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Changes to the Bankruptcy Code Under the CARES Act

For those who were dealing with budgetary shortfalls, The CARES Act provided some much-needed relief. This relief not only made major changes to unemployment, extending coverage and providing extra relief for those who were laid off during the coronavirus quarantine, it also included changes to the bankruptcy code for those who were in the midst…

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Can We Expect a Surge in Bankruptcies Due to Coronavirus?


How financial institutions deal with the coronavirus will tell us a great deal about what the financial future holds for Americans across the country who work in sectors that are considered “non-essential” for the purposes of this quarantine. Already, a number of businesses such as restaurants, bowling alleys, and other hospitality and recreation centers are…

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Debt Settlement

How to Choose a Better Debt Settlement Company Word Cloud Concept Text Background

First things first. You have a right to request specific information on the debt that a collector says you owe. You want to make sure that the debt is still within the statute of limitations before making any payment on it. If the debt is still valid (ie: not zombie debt) then you can begin…

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Driver’s License Reinstatement and Chapter 13 Bankruptcy

Woman showing driving license and thumbs up

Consumer bankruptcy, also known as personal bankruptcy, is a type of bankruptcy filed by individuals or spouses when they can no longer afford to pay their debts. Individuals and spouses can file under Chapters 7 and 13 and, less frequently, under Chapter 11. In this article, we’ll discuss consumer bankruptcy and how a Eugene, OR…

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The Pitfalls of Filing Chapter 7 Without an Attorney


There are some folks who attempt to file bankruptcy on their own. Most of these folks file for Chapter 7 since that is the simplest kind of bankruptcy. Even those who have chosen the right chapter to file under will need to accurately complete and file bankruptcy forms with the court and the bankruptcy trustee…

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