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How Can I Stop Wage Garnishment in Oregon?

Stop Wage Garnishment In Oregon

When faced with financial difficulties, the last thing you need to worry about is to have creditors garnish your bank account or paycheck. You may feel like your privacy is being violated in a garnishment. Without a doubt, it is scary to go through a garnishment because it can cause serious financial hardship when you…

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Can Government Debt Be Wiped Out in Bankruptcy?

Government Debt Wiped Out In Bankruptcy

Many people take government loans to start a business, or pay for their education, etc. However, when things don’t work out, they may find themselves on the hook for their federal loan. Luckily, if the circumstances are right, then you can discharge (eliminate) your obligation to repay government debt. Nonetheless, not all government debt will…

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Why Bankruptcy Isn’t as Scary as It Sounds

Many people today are going through more profound financial strain than ever before. This has become challenging, which could make it impossible for you to meet all of your financial obligations. The term Bankruptcy is a scary word for most people. It is automatically associated with business closures, financial problems, and tarnished credit. At Butcher Law Office,…

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What’s Life Like After Bankruptcy?

If you are reading this, chances are you have received your Chapter 7 discharge, or you recently finished paying your Chapter 13 plan. If this is the case, congratulations! You now have an opportunity to move forward with a fresh start. While bankruptcy gives you financial relief, you may have some questions about your life…

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Can I Pay Back Family Before I File Bankruptcy?


During difficult financial times, you turn to family and friends for help. They lend you money when banks couldn’t, regardless of your credit score. But when your debts pile up, can you pay back your family any money owed to them before filing for bankruptcy? A quick answer is “no.” You should avoid paying relatives and…

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Are You Headed Toward Bankruptcy? Don’t Touch Your Retirement Savings & Other Considerations!

If you, like so many Americans right now, are struggling with job loss or other financial stressors, you may be considering the prospect of bankruptcy. While bankruptcy may be an option of last resort, many Americans think that they can avoid bankruptcy by cannibalizing their retirement accounts or making other moves that simply forestall the…

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