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Can I Keep My Car in Bankruptcy?

One of the major concerns for people considering bankruptcy is how the bankruptcy will affect their car — not only the car loan but the car as a potential asset. In this article, we’ll discuss the interplay of cars and bankruptcy. Can I Keep My Car in Chapter 7? The short answer is usually “Yes!”.…

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Changes to the Bankruptcy Code Under the CARES Act

For those who were dealing with budgetary shortfalls, The CARES Act provided some much-needed relief. This relief not only made major changes to unemployment, extending coverage and providing extra relief for those who were laid off during the coronavirus quarantine, it also included changes to the bankruptcy code for those who were in the midst…

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Can We Expect a Surge in Bankruptcies Due to Coronavirus?

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How financial institutions deal with the coronavirus will tell us a great deal about what the financial future holds for Americans across the country who work in sectors that are considered “non-essential” for the purposes of this quarantine. Already, a number of businesses such as restaurants, bowling alleys, and other hospitality and recreation centers are…

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Debt Settlement

How to Choose a Better Debt Settlement Company Word Cloud Concept Text Background

First things first. You have a right to request specific information on the debt that a collector says you owe. You want to make sure that the debt is still within the statute of limitations before making any payment on it. If the debt is still valid (ie: not zombie debt) then you can begin…

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Debt Collector Harassment

Debt Collector Harassment

Debt Collector Harassment Collections strategies come in two different forms. Those are debt collection agencies and debt collection attorneys. Of the two, debt collection attorneys are the more dangerous, which is why debt collection agencies sometimes have attorneys on-hand who can file lawsuits. Most of them, however, don’t. They are left with only two tricks…

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Vehicle Repossession

Vehicle Repossession

Vehicle Repossession Laws Oregon, like all states, has specific laws regarding the repossession of vehicles after car loans have gone into default. Often, lenders can repossess the vehicle as soon as you miss one payment. This is especially true of those who lend to individuals with poor credit (Buy Here, Pay Here dealerships). If you’re…

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