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Large Corporate Chains Filing for Unprecedented Number of Bankruptcies

By Tom Butcher | June 1, 2020

The United States government issued trillions in loans to businesses during the coronavirus. But this hasn’t prevented them from failing to make their bills. Now millions of dollars in debt, these same companies are filing for corporate bankruptcies, typically Chapter 11. An estimated $1.22 trillion has been absorbed over the course of just five months.…

Are You Headed Toward Bankruptcy? Don’t Touch Your Retirement Savings & Other Considerations!

By Tom Butcher | May 22, 2020

If you, like so many Americans right now, are struggling with job loss or other financial stressors, you may be considering the prospect of bankruptcy. While bankruptcy may be an option of last resort, many Americans think that they can avoid bankruptcy by cannibalizing their retirement accounts or making other moves that simply forestall the…

Unemployment Rate Skyrockets to 36 Million as Economic Uncertainty Looms

By Tom Butcher | May 18, 2020

As the coronavirus continues to take more American lives and livelihoods, the number of Americans seeking unemployment benefits has skyrocketed to 36 million. Yet those seeking unemployment are finding it difficult to file claims or even get through to a human representative. Meanwhile, states appear to be running out of money to fund unemployment claims…

Can I Keep My Car in Bankruptcy?

By Tom Butcher | May 8, 2020

One of the major concerns for people considering bankruptcy is how the bankruptcy will affect their car — not only the car loan but the car as a potential asset. In this article, we’ll discuss the interplay of cars and bankruptcy. Can I Keep My Car in Chapter 7? The short answer is usually “Yes!”.…

Will Mortgage Forbearance Save Your Home From Bankruptcy?

By Tom Butcher | May 4, 2020

Mortgage and rent forbearance were woven into the text of the Coronavirus Aid, Relief, and Economic Security Act, which was cobbled together quickly and we’re all still trying to figure out what it means, how it will be paid for, and what other measures are necessary to protect our economy from the shutdown. Meanwhile, many…

Changes to the Bankruptcy Code Under the CARES Act

By Tom Butcher | April 24, 2020

For those who were dealing with budgetary shortfalls, The CARES Act provided some much-needed relief. This relief not only made major changes to unemployment, extending coverage and providing extra relief for those who were laid off during the coronavirus quarantine, it also included changes to the bankruptcy code for those who were in the midst…


Can We Expect a Surge in Bankruptcies Due to Coronavirus?

By Tom Butcher | April 2, 2020

How financial institutions deal with the coronavirus will tell us a great deal about what the financial future holds for Americans across the country who work in sectors that are considered “non-essential” for the purposes of this quarantine. Already, a number of businesses such as restaurants, bowling alleys, and other hospitality and recreation centers are…

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Debt Settlement

By Tom Butcher | March 14, 2020

First things first. You have a right to request specific information on the debt that a collector says you owe. You want to make sure that the debt is still within the statute of limitations before making any payment on it. If the debt is still valid (ie: not zombie debt) then you can begin…

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Driver’s License Reinstatement and Chapter 13 Bankruptcy

By Tom Butcher | March 14, 2020

Consumer bankruptcy, also known as personal bankruptcy, is a type of bankruptcy filed by individuals or spouses when they can no longer afford to pay their debts. Individuals and spouses can file under Chapters 7 and 13 and, less frequently, under Chapter 11. In this article, we’ll discuss consumer bankruptcy and how a Eugene, OR…


The Pitfalls of Filing Chapter 7 Without an Attorney

By Tom Butcher | March 11, 2020

There are some folks who attempt to file bankruptcy on their own. Most of these folks file for Chapter 7 since that is the simplest kind of bankruptcy. Even those who have chosen the right chapter to file under will need to accurately complete and file bankruptcy forms with the court and the bankruptcy trustee…


The information you obtain at this site is not, nor is it intended to be, legal advice. You should consult an attorney for advice regarding your individual situation. Contacting us does not create an attorney-client relationship.


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