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Bankruptcy

Top Reasons Why People File for Bankruptcy

Bankruptcy Attorney

No one wants to file for bankruptcy. But many Americans did file last year and many more will file this year. The question then becomes: What drives them into a situation where they need to wipe their financial slate clean? What happened along the way that made bankruptcy the best option available? There are three…

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Mistakes to Avoid Before You File for Bankruptcy

Bankruptcy Attorney

Bankruptcy judges are not very kind to those who attempt to defraud the bankruptcy process. Even innocent-seeming transactions can cause a bankruptcy judge or the trustee to look askance at your filing. To avoid even the appearance that you are trying to pull one over on them, you should avoid making any of the following…

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I’m Being Sued by a Creditor! What Should I Do?

Bankruptcy Attorney

Most people file for bankruptcy once they learn that a creditor has either initiated a lawsuit against them or made their intent to sue known. The lawsuit cannot move forward, however, until you are actually served with papers. If the debt is small enough to be handled in small claims court, then you can be…

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How to Get a Mortgage After Filing Bankruptcy

Springfield Bankruptcy

Most folks think that if they file for bankruptcy, they’ll never be able to get credit again. They have dreams of buying a house, so they wait and wait while interest accumulates on their accounts. They struggle to repay the money they owe until eventually, they have no choice but to file for bankruptcy. With…

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How to Choose a Bankruptcy Attorney

choosing a Bankrutpcy Attorney

So your finances are getting away from you? You’re not alone. Every year millions of Americans file for bankruptcy. They lose their jobs, they incur unforeseen medical expenses, or they keep trying to pay but it never seems like their balance goes down. Then their creditors start filing lawsuits against them. They go online and…

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Chapter 13 Bankruptcy Versus Chapter 7

Bankruptcy Attorney

Bankruptcy Individuals have two main options for bankruptcy: Chapter 7 and Chapter 13. These are vastly different in the way that they manage your debts. They also have different credit penalties and are well-suited to handling specific types of debt. In this article, we’ll take a look at some of the main differences between Chapter…

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Can a Bankruptcy Stop My Foreclosure?

Bankruptcy Attorney

Those who are facing foreclosure often consider the possibility of bankruptcy. Of course, when most people think of bankruptcy, they think of Chapter 7. They wrongly assume that their debts will be wiped out with a penalty on their credit report. While this does describe Chapter 7, there is another type of bankruptcy, Chapter 13,…

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Bankruptcies of the Rich and the Famous

bankruptcy of the rich

Are you feeling a little glum at the prospect of filing for bankruptcy? In America, we’re taught that we should pay our debts, yet the bankruptcy system exists for a vital reason: To protect our economy. Financial problems happen to the best of us (or at least the most visible of us). Once- rich celebrities…

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Alternatives to Bankruptcy and Their Dangers

alternatives to bankruptcy

Those who are in serious debt and are not bringing in the money necessary to pay off that debt do have several alternatives to bankruptcy, but many of the services offered by companies are predatory. Driving you further into debt is a big business and there is a lot of money to be made regardless…

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