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Changes to the Bankruptcy Code Under the CARES Act

For those who were dealing with budgetary shortfalls, The CARES Act provided some much-needed relief. This relief not only made major changes to unemployment, extending coverage and providing extra relief for those who were laid off during the coronavirus quarantine, it also included changes to the bankruptcy code for those who were in the midst…

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Can We Expect a Surge in Bankruptcies Due to Coronavirus?

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How financial institutions deal with the coronavirus will tell us a great deal about what the financial future holds for Americans across the country who work in sectors that are considered “non-essential” for the purposes of this quarantine. Already, a number of businesses such as restaurants, bowling alleys, and other hospitality and recreation centers are…

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Debt Settlement

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First things first. You have a right to request specific information on the debt that a collector says you owe. You want to make sure that the debt is still within the statute of limitations before making any payment on it. If the debt is still valid (ie: not zombie debt) then you can begin…

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Top Reasons Why People File for Bankruptcy

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No one wants to file for bankruptcy. But many Americans did file last year and many more will file this year. The question then becomes: What drives them into a situation where they need to wipe their financial slate clean? What happened along the way that made bankruptcy the best option available? There are three…

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Mistakes to Avoid Before You File for Bankruptcy

Bankruptcy Attorney

Bankruptcy judges are not very kind to those who attempt to defraud the bankruptcy process. Even innocent-seeming transactions can cause a bankruptcy judge or the trustee to look askance at your filing. To avoid even the appearance that you are trying to pull one over on them, you should avoid making any of the following…

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