Debt Relief Lawyer in Eugene, OR
The way the credit system in the U.S. is set up, many folks will find themselves under mountains of debt in a short period of time, sometimes, through no fault of their own. Debt problems create anxious moments and tense conversations. Marriages fail because of problems with money.You go over the numbers over and over and you just can’t seem to make them work. The problem is unsolvable. The reality is that you’ll end up even further in debt.
But there is a way out. For many Americans who are struggling with serious debt issues,
bankruptcy, debt settlement, and other options are available. The problem is they either don’t know about them or won’t act until it’s too late.
A Better Solution Than Paying Off the Interest
There are different ways for Americans to settle serious debt problems. Bankruptcy is only one option. Debt settlement is another. When Butcher Law Office, LLC takes on a new client, we go over all of their outstanding debts and figure out a way to resolve them for you. One possible option is bankruptcy, but another option is settling the debt in a lump sum payment. Oftentimes, these payments are far lower than the total outstanding debt and much of the interest may be forgiven. In other words, while a lump-sum payment may seem like it’s beyond your financial capacity, the lump-sum payments are often much lower than you probably imagine.
Tom will work with you to lower your overall debt liability and if making a lump-sum payment is off the table, we may be able to renegotiate the terms of some of your more important loans. If none of this works, bankruptcy is still an option.
A Customized Plan to Resolve Your Debt Problems
If you’ve reached the point where you’re receiving harassing phone calls, or your creditors are threatening lawsuits against you, a Lane County debt relief attorney can help take some of the pressure off. If you wait until after your creditor has gained a judgment against you, you run the risk of wage garnishment, bank levy, or a lien being placed on your property.
When you work with Tom Butcher, we will work with you to organize your debts, settle the debts we can settle right away, and if your situation is just not tenable, then we can discuss bankruptcy as an option moving forward. The mere mention of bankruptcy can be enough to settle the debt on favorable terms.
Going into debt is not a moral failing nor is an indication that you haven’t tried your best to make repayment plans. Unresolvable debts can happen to anyone and the circumstances of their situation are almost always unique.
Talk to a Eugene, OR Debt Relief Lawyer Today
Tom Butcher works with several individuals who are all struggling with debt problems. Butcher Law Office, LLC has helped them successfully resolve these problems with the lowest amount of asset exposure. If you’re having a serious debt problem, call us today. We provide compassionate face-to-face assistance and work within your means to ensure your next chapter is brighter than your last one.
The information you obtain at this site is not, nor is it intended to be, legal advice. You should consult an attorney for advice regarding your individual situation. Contacting us does not create an attorney-client relationship.