Can Government Debt Be Wiped Out in Bankruptcy?

By Tom Butcher, Attorney At Law | March 22, 2021

Many people take government loans to start a business, or pay for their education, etc. However, when things don’t work out, they may find themselves on the hook for their federal loan. Luckily, if the circumstances are right, then you can discharge (eliminate) your obligation to repay government debt. Nonetheless, not all government debt will…

Can Student Loans Go Away in Bankruptcy?

By Tom Butcher, Attorney At Law | September 14, 2012

Student loans are not dischargeable in bankruptcy unless a debtor can show “undue hardship.” To determine undue hardship, Courts use what is known as the Brunner Test. To show undue hardship under the Brunner Test: (1) the debtor cannot maintain, based on current income and expenses, a “minimal” standard of living for herself and her dependents if…

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