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Free Credit Reports – Yes, They Really Exist!

You can obtain free credit reports once a year from

This website is a portal for the three major credit bureaus (Equifax, Experian, & Trans Union) in order to be compliant with the Fair and Accurate Credit Transactions Act (FACTA), which allows consumers to receive up to three free credit reports each year.

There are many imposters out there, but is the one, true free credit report site.

Obtaining credit reports is an integral part of preparing a bankruptcy petition.

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Tom Butcher, Attorney At Law

Tom Butcher is the owner and attorney at Butcher Law Office, LLC. He represents clients in financial distress in Chapter 7 Bankruptcy and Chapter 13 Bankruptcy. Tom offers a friendly, respectful, and compassionate experience for clients who are in financial and legal distress. Rather than taking a mechanical approach to filing bankruptcy for clients, like other bankruptcy firms, Tom strives to offer a personal, one-on-one experience, where the client’s situation is of utmost importance. Tom believes this personal attention keeps him connected to the community, and serves his clients best during their bankruptcy.
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