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Free Credit Reports – Yes, They Really Exist!

You can obtain free credit reports once a year from AnnualCreditReport.com.

This website is a portal for the three major credit bureaus (Equifax, Experian, & Trans Union) in order to be compliant with the Fair and Accurate Credit Transactions Act (FACTA), which allows consumers to receive up to three free credit reports each year.

There are many imposters out there, but annualcreditreport.com is the one, true free credit report site.

Obtaining credit reports is an integral part of preparing a bankruptcy petition.