A person may have their license suspended due to traffic violations, such as for being an uninsured driver, having speeding tickets that go unpaid, and so forth. A license may even be suspended due to criminal fines.
By filing a chapter 13 bankruptcy, a license can be reinstated almost immediately. I have helped clients reinstate licenses that were suspended for both traffic violations and criminal fines. Only a chapter 13 bankruptcy allows for the reinstatement of a license, not a chapter 7 bankruptcy, however.
The policy for allowing the reinstatement of a license while a person is in chapter 13 bankruptcy boils simply down to the fact that by suspending a license for non-payment of a fine is essentially an attempt to collect a debt. However, a chapter 13 bankruptcy reorganizes your financial obligations, and the Courts and the Department of Motor Vehicles must allow for your license to be reinstated.
If your license is suspended due to civil or criminal fines, please call me today. There’s a good chance we can get your license reinstated and you can get back to driving.